Managing your money on Universal Credit
Universal Credit replaces the following legacy benefits:
Child Tax Credit Housing Benefit Income Support Income-based Jobseeker’s Allowance (JSA) Income-related Employment and Support Allowance (ESA) Working Tax Credit Moving to Universal Credit
Universal Credit has been rolled out across the UK for:
new claimants and people who must make a new claim due to a change in circumstances
There are exceptions to this.
Check if you can get Universal Credit (Citizens Advice)
If you are receiving a legacy benefit and do not have a change in circumstances, you do not need to do anything until the DWP contacts you about moving to Universal Credit.
If you do have to claim Universal Credit you will have to wait at least 5 weeks for your first payment.
Here are some ideas to help your money last while you wait:
Money-saving ideas for disabled people (Money Saving Expert) Warning Prioritise your bills
It’s important to budget so that you can pay important bills. You should prioritise:
rent or mortgage to avoid losing your home council tax and court fines as you could go to prison if you do not pay energy bills because it's important to stay warm Change in circumstances
You must contact DWP if your situation changes. The DWP calls this a change in circumstances. Your claim could be reduced or stopped if you do not report this change immediately.
If your circumstances have not changed, you do not need to claim Universal Credit until DWP contacts you.
Check if a change affects your Universal Credit (Citizens Advice)
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