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You could get a Budgeting Loan to pay for your rent in advance and other essential things like furniture and removal expenses. You must be in receipt of an income related benefit for at least 26 weeks in order to qualify.
Read about Rent Deposit, bond and guarantee schemes.
Contact your local authority to see if they run a scheme.
Anyone who is claiming Housing Benefit and requires more help with housing costs can apply for a Discretionary Housing Payment (DHP). DHPs provide extra money when your council decides that you need extra help to meet your housing costs. Your council will look at your circumstances to see whether you are eligible for a DHP.
If you are moving house and it is essential that you move, for example if you need to move home to reduce your outgoings, take up a definite offer of employment or because you are at risk of being made homeless, a Discretionary Housing Payment may be able to help with:
It is unlikely that you will be awarded a Discretionary Housing Payment if you wish to move from social housing to private rented accommodation (unless there is a good reason to move)
Contact the Housing Benefit department at your local council for more information. You will be required to complete an income and expenditure form and provide supporting evidence that you are unable to meet your housing costs from your available income. DHPs are discretionary and there is no right of entitlement or any right of appeal if your application is refused. However, you can ask the council to reconsider a decision.
Local Welfare Assistance Scheme are designed to help people who are in urgent need following an emergency or crisis. The schemes replaced Community Care Grants and Crisis Loans in April 2013. Depending on your circumstances you might be able to get some help under this scheme. Each local authority sets their eligibility criteria but generally you must receive an income-related benefit and you may need to have exhausted all other financial options before applying for a grant. Contact your Local Authority.
Search for grants.
Get advice and tips, or share your experiences
I am a mum in a whelchair with Spina bifida I have three boys Sam 20 Joe 16 and Tom 14. I live near Canterbury in Kent with my boys and my partner Mark .
Can I get a mortgage if I'm on benefits and how do I go about finding out more info.
This discussion was created from comments split from: I'm Debbie and I work on Scope's helpline. I have a lead role in Benefits, Finance & Housing..
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