Tips suggested by members of our online community about money

Diversability Card

This is a new discount card available for people on certain disability benefits. Find out more about The Diversability Card and sign up for details of when it launches.


If you need benefits advice, Scope has a directory of local disability information and advice services so you can find one near you. (You have tick the information box on the left hand side to bring them up.) 

Warm home discount scheme

If you are disabled, you could get a £140 discount on your electricity bill through the Warm Home Discount Scheme. The discount won’t affect your Cold Weather Payment or Winter Fuel Payment. 

Banking safely when someone else does it on your behalf

The Payments Council has produced a consumer guide called Pay Your Way. It contains tips on banking safely when someone else does much of it on your behalf.


If you’re disabled you won’t be charged VAT on products designed or adapted for your own personal or domestic use. Usually products designed or adapted for disability qualify.

Getting warmer

If you are disabled or have a disabled child, you may be eligible for free home insulation and even a free boiler. Call the Energy Saving Advice Service to find out more: 0300 123 1234.

Directly on the net

Where application forms are available electronically on the Department of Work and Pensions (DWP) or any other website use them. This can save endless hours as you can cut and copy from other documents and just update it when it needs reviewing instead spending hours handwriting a huge form that can be very disheartening as well.

Keep copies

Always photocopy and keep electronic copies of complete forms before sending them in so you can refer to them next time round.

Making money easier

United Response has brought out a free guide to help people make informed financial decisions. 

Pre-paid cards

Pre-paid cash cards do not require you to have a bank account or a credit check, as you pre-load them with money. They are a great way for people with learning disabilities to manage their own money. You can find comparisons of some of the prepaid cards available on comparison sites.

Share your tips and feedback

We'd love to hear your tips, practical suggestions and feedback.
This link will open in a new window.

Using these tips

These tips have been contributed by members of our online community. We hope they will give you some ideas to try, but if you need further help why not post a question to the community or talk to one of our community advisors. If you have any concerns about your health or the wellbeing of someone you are caring for, please consult a doctor or qualified professional.

How useful is this page?