Trying self-employment
If you're considering self-employment, there's a lot of support and advice available to get you started.
Self-employment can be working from home for a few hours a week or it can be full-time in an office.
Skills you need to be self-employed
These can be things you do yourself or may need help with:
- maths and literacy
- record keeping
- using social media to promote your service or product
- building a website
Working at your own pace
You do not need to work every day if you're self-employed. You can choose your own hours, depending on the time or energy you have. Working for just a few hours is still working. For example you could:
- work when you can, which could vary from week to week
- increase your hours slowly because you want to work full-time
Mentoring support
Online resources can help you prepare for becoming self-employed, such as:
- The Association of Disabled Professionals has information for disabled entrepreneurs
- Accessful Foundation supports disabled entrepreneurs
- RNIB business supports blind and partially-sighted people
Your GP surgery might have a social prescribing service. This will put you in touch with local organisations in your area, including support with employment.
If you want to turn a hobby or interest into a business, you could sell things you've made or own.
How to sell on eBay (Money Saving Expert)
You can get support setting up a business and improving your skills.
Grants and financial support for starting a new business
You could be entitled to support if you're over 18 and you or your partner claim:
- Universal Credit (UC)
- Jobseeker's Allowance (JSA)
- Employment and Support Allowance (ESA)
The New Enterprise Allowance can give you up to £1,274 spread over 26 weeks. You will also have a mentor and can apply for a loan to help with starting your business.
Help with moving from benefits to work: Starting or running your own business (GOV.UK)
There are grants available for starting your own business.
Business grants for disabled people (Disability Grants)
Stelios Awards for disabled entrepreneurs (Leonard Cheshire Disability)
Self-employment and benefits
You can be self-employed and still get Personal Independence Payment (PIP) or Disability Living Allowance (DLA).
Means-tested benefits are based on income and savings. How being self-employed affects your benefits will depend on your circumstances.
You can call Scope's helpline if you want advice on the benefits you receive and how self-employment might affect this.
Moving into full-time self-employment
If you are on means-tested benefits and decide to become self-employed full-time, you will need to let the DWP know.
If you work more than 16 hours a week, you will not get ESA.
Your Universal Credit payments will be reduced by 63p for every £1 you earn over your specified work allowance.
Universal Credit work allowances (GOV.UK)
Employment information supported by Virgin Media.
Last reviewed by Scope on: 09/12/2020
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