Managing costs as a disabled student
When you’re disabled and moving onto higher education, it’s important to manage your finances so you have enough money to live on without having too much debt.
You may find that you have to pay more than other students. For example, you might need to:
- use taxis to get around if you cannot use public transport
- cover the costs of a travel companion or personal assistant
- rent more expensive accommodation to meet your access needs
- spend more on food that is easy to prepare if you find cooking difficult
- pay for specialist equipment as well as maintenance and insurance
- replace more clothing, shoes and bedding because of wear and tear
- face higher energy bills if your condition means you need more heating or laundry
On top of these essential costs are leisure expenses such as cinema tickets, paying for a meal or socialising with friends.
Which? Student Budget Calculator gives you an estimate for general monthly outgoings by university.
If you have not chosen a university yet, you can take a look at the average student costs for the UK (Which?)
Warning Check if student loans affect your benefits
You'll need to find out whether a student maintenance loan will affect any income-related benefits, such as Universal Credit or Housing Benefit.
How student funding affects your benefits
Funding for course costs
Disabled Students’ Allowances (DSAs) can cover disability-related course costs, such as:
- specialist equipment
- personal support
You can get the allowances on top of other student loans. You will not have to pay them back. DSAs only cover education, not care costs.
Disabled Students’ Allowances (DSAs)
Funding for university
Last reviewed by Scope on: 10/09/2019
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