Talking to your employer about ill health retirement
Your employer is not allowed to suggest ill health retirement as a way to get you to leave the company. This could be disability discrimination because ill health retirement is your choice. Your employer should make reasonable adjustments to allow you to work if you feel able to.
If you decide that ill health retirement is the right option for you, you need to tell your manager.
If you’re a member of a union, they may be able to give you advice or support you in meetings. Your employer’s human resources (HR) team may also be able to help.
Keep notes about every conversation you have on ill health retirement. If possible, ask someone to come with you to meetings. They can write notes so you can concentrate on what is being said. The notes should include:
the date and time
who was there
what people said
You should not record the meetings, unless you have written permission from everyone beforehand.
After the meeting, send an email thanking people for attending, confirming what happened in the meeting and the main points. This would stand as evidence if required.
To get ill health retirement, you must provide medical evidence that you cannot do any of the following:
any other job for your employer
your job or a similar one until you reach state retirement age
have treatment that would allow you to do your job
Legal advice can help to make sure the evidence is strong enough for ill health retirement. The evidence should come from a medical professional who can show the impact your condition has on working. You might have to pay for this.
For private and workplace pensions, the evidence you’ll need will depend on their policy. This could include an independent assessment which is normally done by occupational health.
While you are younger than your State Pension age, your pension company might ask you to be assessed during your early retirement. This is to check that you are still unable to work for that company.
Knowing how much money you can get from your pension will help you plan for the future and make sure you have enough money. The amount of money you receive will depend on:
how many years you have worked
the amount you have earned
You might have more than 1 pension. Look at them to decide how much money you might receive. These can include: