This information applies to England and Wales.
You may be able to receive financial support to buy essential items for your home, such as:
Financial support to buy these items usually comes from:
You need to receive certain benefits to be eligible for some kinds of financial support. Check you are getting the benefits you are entitled to. You can use a free online benefits calculator.
You may be able to get financial support to buy items if you:
Councils usually have grant schemes to help you buy essential items for the home. These are known as:
You usually need to receive a means-tested benefit to be eligible. Check with your local council.
The charity End Furniture Poverty has a postcode search tool to find the relevant pages on your local council website.
Local welfare assistance finder (End Furniture Poverty)
In Wales, there is the Discretionary Assistance Fund. This comes from the Welsh government.
There are charities and organisations that give grants for furniture and white goods.
You may also be able to get a grant for carpets. Tell the charity if you have a condition that gets worse in the cold, as this might help your application.
For some grants, a support worker might need to refer you. This could be a social worker or a health visitor.
If you do not have a support worker, your local Citizens Advice can give you information on your options.
Find your nearest Citizens Advice
There can be different rules depending on the items you need. If you need several items, you may need to apply to several grant providers.
Be aware that the Department for Work and Pensions (DWP) may consider a grant as income. This could affect your benefits, so check how savings affect means-tested benefits.
It can help to get advice. If you need free benefits advice or support in person:
Find a local benefits adviser (Turn2us)
Fundraising for equipment and support
For aids or adaptations to your home, contact your local social services (GOV.UK).
If you are eligible for a Disabled Facilities Grant (DFG), an Occupational Therapist (OT) will visit you to help identify what you need.
Before you apply for an advance or loan, find out if you are eligible for a grant from:
This is because you do not need to pay grants back.
If you need items more quickly, you may be eligible for an advance or loan from the DWP. You usually receive it within 3 working days. There is no interest to pay but you pay the money back by getting lower benefits payments in the future.
If you receive Universal Credit, you could buy household items with a budgeting advance. This is a loan.
You need to have claimed Universal Credit for 6 months or more. When you apply, you need to say what you want the loan for.
You may be repaying a previous budgeting advance already. If so, wait until you have paid it back before you apply for another.
Getting a Universal Credit budgeting advance (Citizens Advice)
Universal Credit: what else you are entitled to
If you do not receive Universal Credit, you could be eligible for a budgeting loan. You can apply for a budgeting loan to cover several items.
You usually cannot get a standard bed or mattress through the NHS or social care.
But you may be eligible for an adjustable bed or mattress. It depends on your condition.
Ask for an occupational therapist (OT) assessment if:
You can ask for this assessment through your:
You may also be able to find a grant from a charity for a new bed or mattress.
Care and support you can get for free (NHS)
Paying for disability equipment and assistive technology
In Wales, try the Disability Advice Project.
If you are renting a home, your landlord must provide:
Council and housing association landlords must provide flooring only in kitchens and bathrooms.
By law, landlords do not have to provide white goods like a cooker or fridge.
If you are renting a furnished property, there will usually be more items like a:
But there is no legal obligation for your landlord to provide them.
If you are viewing a home to move into, check what household items there are.
Before you move in, you can ask for:
There are websites that list second-hand items.
People give away items for free on:
The Reuse Network has centres around the country where you can find cheap second-hand items.
Reuse Network postcode search tool
To buy second-hand items, you could try using websites like:
The UK Safer Internet Centre has information about how to stay safe when buying and selling online.
Buying and selling personal items (UK Safer Internet Centre)
Last reviewed by Scope on: 26/08/2025
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