Use a free online benefits calculator to:

• find out what you are entitled to
• see how changes would affect your benefits

Benefits calculator (Turn2us)

You can receive more than one disability premium at the same time.

For example, you may be eligible for Disability Premium and Severe Disability Premium.

You must be under State Pension age.

You also must be claiming one of these benefits:

• Disability Living Allowance (DLA) at any rate
• Personal Independence Payment (PIP) at any rate
• Armed Forces Independence Payment (GOV.UK)
• Attendance Allowance
• Constant Attendance Allowance
• War Pensioners Mobility Supplement
• Severe Disablement Allowance
• Incapacity Benefit

If you’re eligible, you can add Disability Premium to Housing Benefit.

You can get Disability Premium at the same time as one or both of the following:

• Severe Disability Premium
• Enhanced Disability Premium

If you live with someone, including your child, this will not affect your eligibility for Disability Premium.

Check if you have a disability premium.

To be eligible, you must be getting one of the following:

• Disability Premium (if you get Housing Benefit)
• Pension Credit (the benefit you get is called an ‘addition’ or ‘additional amount’)

Also, you must be claiming one of the following benefits:

• PIP daily living component at the standard or enhanced rate
• DLA care component at the middle or highest rate
• Armed Forces Independent Payment (GOV.UK)
• Attendance Allowance
• Constant Attendance Allowance paid with Industrial Injuries Disablement Benefit or War Pension

Check if you have a disability premium.

If you live with someone, including your child

If you live with your child under 18, this will not affect your eligibility for Severe Disability Premium.

But, if you live with your adult child or another adult, it may do. 

In general, you cannot live with anyone over 18 to qualify for Severe Disability Premium.

There are exceptions. For example, if the adult you live with also gets a disability benefit like PIP.

These rules are the same if:

• someone moves in with you
• or you move in with someone else

Living with someone and Severe Disability Premium

Get advice if you live with someone who is a close relative and any of the following apply:

• they jointly own your home
• they are jointly responsible for paying the rent or mortgage

These things normally mean you will not be eligible for Severe Disability Premium. There are exceptions.

Check with an adviser if you are eligible.

Scope helpline

If you need free benefits advice or support in person:

Find an adviser (Advicelocal)

Find a local benefits adviser (Turn2us)

You must:

• be under State Pension age
• get Disability Premium

You must also be receiving one of the following benefits:

• PIP daily living component at the enhanced rate
• DLA care component at the highest rate
• Armed Forces Independence Payment (GOV.UK)

If you live with someone, including your child, this will not affect your eligibility for Enhanced Disability Premium.

Check if you have a disability premium.

When you are not eligible

You are not eligible for Enhanced Disability Premium if you or your partner are receiving Pensioner Premium.

Pensioner Premium is more than Enhanced Disability Premium.

You cannot get a disability premium with:

• New Style ESA
• or Universal Credit

You cannot start claiming disability premiums if you are receiving Universal Credit.

You may have been eligible for transitional protection payments when you moved to Universal Credit if you were receiving Severe Disability Premium and had a change in circumstances like moving house.

Call the Universal Credit helpline if you have questions or concerns about your payments.

Contact Universal Credit (GOV.UK)

Disability premiums are means-tested. This means that income and savings can affect your eligibility.

Savings and benefits

Student finance such as student loans or bursaries also count as income for means-tested benefits. This includes disability premiums.

How student finance affects your benefits

You do not normally have to claim disability premiums. If you are eligible, they should be automatically in your benefit payment.

For Pension Credit, contact the Pension Service helpline Monday to Friday, 8am to 6pm:

• Telephone: 0800 731 0469
• Relay UK (if you cannot hear or speak on the phone): 18001 then 0800 731 0469
• British Sign Language (BSL) video relay service if you’re on a computer

For Housing Benefit, you must contact your local council.

They might send you a form asking:

• what benefits you get
• who else lives in your house

Reporting changes

If you have a change of circumstances, report it to the office for the benefit you are claiming.

Contact Jobcentre Plus to find out what benefits you are receiving.

Contact Jobcentre Plus (GOV.UK)

Claims for any disability premiums can be backdated.

You should get a backdated payment for your premium if both these things are true:

• you have started receiving a benefit which means you qualify for a disability premium
• there was a backdated payment for that benefit

Contact the organisation that pays your disability premium. Ask them to backdate your disability premium if it does not happen automatically.

This will be:

• your local council for Housing Benefit
• the DWP for any other benefit